UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU（p>

借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：借款人：UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU法律代表：根據(jù)《中華人民共和國合同法》的規(guī)定，貸款人、借款人和擔(dān)保人經(jīng)充分協(xié)商，達(dá)成如下協(xié)議：，第一條借款人向貸款人申請人民幣貸款一萬元，用于貸款項目。實際發(fā)放的貸款金額以合同規(guī)定期限內(nèi)收到貸款為準(zhǔn)，并作為合同附件，根據(jù)借款人根據(jù)項目進(jìn)度提交的項目資金計劃和貸款收據(jù)，審核在天內(nèi)發(fā)放貸款，以確保借款人項目進(jìn)度的資金需求。因貸款人責(zé)任導(dǎo)致借款人不能按時提供資金的，應(yīng)當(dāng)按照違約金額和延期天數(shù)向借款人支付違約金。借款人違反規(guī)定，擅自改變資金使用計劃，挪用貸款或者材料的，貸款人有權(quán)停止發(fā)放貸款，第三條貸款期限為自貸款發(fā)放之日起至本息全部收回之日止的年，資金使用和償還的具體方式和時間以收到貸款為準(zhǔn)，并作為本合同的附件。月利率為u‰，按季度計息。貸款逾期的，除限期收回外，自逾期之日起按規(guī)定加收___%的利息。

第四條借款人保證按期償還全部貸款本息。貸款逾期部分，貸款人有權(quán)在一定期限內(nèi)收回貸款。如有必要，貸款人可從借款人賬戶中扣除。如果貸款單位于另一家銀行且有存款賬戶，貸款人可以與銀行協(xié)商，要求銀行扣除結(jié)算款

第五條借款人愿意按照銀行抵押貸款的規(guī)定，以自有財產(chǎn)或貸款新增的固定資產(chǎn)作為抵押，抵押品隨附詳細(xì)清單，作為本合同附件。借款人不履行合同時，貸款人有權(quán)處分抵押物和優(yōu)先受償權(quán)

請借款人作為貸款的擔(dān)保人，經(jīng)貸款人核實擔(dān)保人有足夠的補(bǔ)償性財產(chǎn)。擔(dān)保人有權(quán)檢查并督促借款人履行合同。借款人不履行合同的，保證人應(yīng)當(dāng)承擔(dān)連帶償還本息的責(zé)任。第六條貸款人有權(quán)對貸款的使用情況進(jìn)行檢查和監(jiān)督，了解借款人的經(jīng)營管理、計劃執(zhí)行、財務(wù)活動、物資庫存等情況，借款人應(yīng)當(dāng)提供工作便利。借款人必須按時向貸款人提交有關(guān)工程進(jìn)度、貸款用途、統(tǒng)計報表和資料。第七條因國家調(diào)整計劃、產(chǎn)品價格和修訂預(yù)算需要變更合同條款的，借款人和貸款人應(yīng)當(dāng)簽訂合同變更協(xié)議，第八條本合同經(jīng)雙方簽字蓋章后生效，有效期至年月日止。本合同一式三份，與貸款人簽訂，借款人和擔(dān)保人各執(zhí)一份，（p>

借款人：借款人：借款人：借款人：借款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：貸款人：借款人：UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU法定代表人：存款銀行和賬戶編號：年月日